The Frank Blog

Finance, AI & the smarter back office

Insights on AI, finance and building a smarter back office — from the team at Hello Frank.

Open Banking

Is Canadian Broken Banking Hurting Your Business?

Canada's open banking transition promises stable, API-driven bank data — but read-only APIs are delayed until late 2027 and write access pushes past 2028. Here's why MFA, screen scraping, and aggregator friction keep breaking your QuickBooks and Xero feeds, and how founders can protect financial visibility today.

Frank • July 11, 2026

AI CFO

Do You Still Need a Bookkeeper If You Use AI?

AI can now categorize transactions, reconcile accounts, and match receipts automatically — so do you still need a bookkeeper? Here's how AI reshapes the role rather than replacing it, and why the best finance teams combine both.

Frank • July 7, 2026

AI CFO

Is AI Bookkeeping the End of Manual Transaction Coding?

AI now automates the most repetitive parts of bookkeeping — categorization, reconciliation, receipt matching, and system sync. Here's how AI bookkeeping works, why manual coding doesn't scale, and why bookkeepers still matter.

Frank • June 30, 2026

AI CFO

AI CFO vs Fractional CFO: Which One Does Your Business Actually Need?

AI CFOs and fractional CFOs both promise financial clarity — but they solve the problem in very different ways. Here's how availability, speed, cost, and human judgment compare, and how to choose the right fit for your stage of growth.

Frank • June 27, 2026

AI CFO

What Is an AI CFO and Why Founders Are Replacing Spreadsheets With One

An AI CFO is an always-on financial intelligence layer that sits on top of your existing systems — giving founders real-time answers instead of stale month-end reports. Here's what it is, how it differs from accounting software, and why the category is growing so fast.

Frank • June 24, 2026

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